.credit-page{background:#f5f1e7;color:#142448}
.credit-article{width:88%;max-width:1080px;margin:0 auto;padding:42px 0 64px}
.credit-back{display:inline-block;margin-bottom:26px;color:#1649e8;font-size:14px;text-decoration:underline;text-underline-offset:4px}
.credit-eyebrow{font-size:12px;text-transform:uppercase;letter-spacing:.08em;font-weight:800;color:#1649e8;margin:0 0 18px}
.credit-article h1{max-width:1000px;font-size:clamp(37px,4.8vw,67px);font-weight:800;line-height:1.08;letter-spacing:-.05em;margin:0 0 28px}
.credit-prose{max-width:820px}
.credit-prose>p{font-size:18px;line-height:1.8;margin:0 0 24px}
.credit-prose>.credit-lead{font-size:25px;line-height:1.45;font-weight:750;letter-spacing:-.025em;color:#1649e8;margin-bottom:26px}
.credit-prose h2{font-size:clamp(26px,3vw,38px);font-weight:800;line-height:1.2;margin:35px 0 22px}
.credit-table{width:100%;border-collapse:collapse;background:#fffdf5;font-size:16px;margin:0}
.credit-table th,.credit-table td{border:1px solid #cbd1de;padding:17px 16px;text-align:left;vertical-align:top;line-height:1.6}
.credit-table th{background:#1649e8;color:#fff;font-weight:750}
.credit-table th span,.credit-table th strong{display:block}
.credit-table td:not(:first-child){white-space:nowrap;font-weight:750}
.credit-table tbody tr:nth-child(2){background:#e6ffb3}
.credit-prose>.credit-table-note{font-size:12px;line-height:1.65;color:#52617b;margin:12px 0 28px}
.credit-prose>.credit-rule{font-size:21px;line-height:1.6;font-weight:750;padding:23px 25px;background:#dce3ff;border-left:4px solid #1649e8;margin:0 0 34px}
.credit-calculator{padding:32px;background:#fffdf5;border:1px solid #bdc9df;box-shadow:7px 7px 0 #dce3ff;margin:0 7px 32px 0;scroll-margin-top:25px}
.credit-calculator h2{font-size:clamp(28px,3.3vw,42px);font-weight:800;line-height:1.15;letter-spacing:-.04em;margin:0 0 14px}
.credit-calculator-intro{font-size:17px;line-height:1.6;margin:0 0 25px}
.credit-fields{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:20px 24px}
.credit-field{display:flex;flex-direction:column;gap:9px;min-width:0;font-size:15px;font-weight:650;line-height:1.5}
.credit-field input{width:100%;min-width:0;min-height:54px;padding:12px 14px;border:1px solid #aab8cf;border-radius:3px;background:#fff;color:#142448;font-size:20px;line-height:1.5}
.credit-field input:focus{border-color:#1649e8;outline:2px solid #1649e8;outline-offset:2px}
.credit-submit,.credit-next{display:inline-flex;align-items:center;justify-content:space-between;gap:18px;border:1px solid #1649e8;border-radius:3px;background:#1649e8;color:#fff;padding:15px 23px;min-height:54px;font-size:16px;font-weight:750;line-height:1.5;text-decoration:none;cursor:pointer}
.credit-submit{margin:25px 0 0;width:100%}.credit-submit:hover,.credit-next:hover{background:#142448;border-color:#142448}
.credit-local-note,.credit-model-note{font-size:12px;line-height:1.65;color:#52617b;margin:14px 0 0}
.credit-error{font-size:14px;line-height:1.6;color:#a62b21;margin-top:12px}
.credit-calc-results{margin-top:30px;padding-top:25px;border-top:1px solid #d8dcdf;scroll-margin-top:20px;outline:none}
.credit-calc-results h2{font-size:28px;margin-bottom:12px}
.credit-result-horizon{font-size:14px;line-height:1.6;color:#52617b;margin:0 0 20px}
.credit-scenarios{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:14px}
.credit-result-card{background:#eef1ff;border:1px solid #cbd3e7;padding:20px;min-width:0}
.credit-result-card h3{font-size:21px;font-weight:800;line-height:1.3;letter-spacing:-.02em;margin:0 0 5px}
.credit-scenario-name{font-size:12px;line-height:1.5;min-height:36px;color:#52617b;margin:0 0 15px}
.credit-result-rows{margin:0;display:grid;gap:12px}
.credit-result-rows>div{display:grid;gap:4px}
.credit-result-rows dt{font-size:12px;line-height:1.5;color:#52617b}
.credit-result-rows dd{font-size:16px;line-height:1.5;margin:0;font-weight:750;white-space:nowrap}
.credit-result-rows .credit-portfolio-row{border-top:1px solid #bbc9e8;padding-top:10px}.credit-portfolio-row dd{color:#1649e8;font-size:22px}
.credit-winner{display:grid;gap:8px;background:#e6ffb3;padding:21px 24px;margin:18px 0 0;border-left:4px solid #1649e8}
.credit-winner strong{font-size:25px;line-height:1.3;letter-spacing:-.035em}.credit-winner span{font-size:13px;line-height:1.6}
.credit-followup{padding:24px 0 0;display:flex;align-items:center;justify-content:space-between;gap:25px;flex-wrap:wrap}
.credit-max{display:block;max-width:550px;font-size:21px;font-weight:750;line-height:1.5;color:#1649e8;text-decoration:underline;text-underline-offset:4px}
.credit-teaser{width:89%;max-width:1400px;margin:26px auto 0;padding:25px 28px;background:#dce3ff;border:1px solid #aebfe9;box-shadow:5px 5px 0 #1649e8}
.credit-teaser a{display:flex;align-items:center;justify-content:space-between;gap:24px;color:#142448}
.credit-teaser strong{font-size:25px;line-height:1.2;letter-spacing:-.035em;display:block}.credit-teaser small{font-size:15px;color:#1649e8;display:block;margin-top:10px;font-weight:750}.credit-teaser-arrow{font-size:35px;color:#1649e8;flex-shrink:0}
.credit-teaser[hidden],.credit-calc-results[hidden],.credit-next[hidden]{display:none!important}
@media(max-width:760px){.credit-article{padding:28px 0 45px}.credit-article h1{font-size:39px;margin-bottom:24px}.credit-prose>.credit-lead{font-size:21px}.credit-prose>p{font-size:16px;line-height:1.8;margin-bottom:22px}.credit-prose h2{font-size:27px}.credit-table{font-size:12px}.credit-table th,.credit-table td{padding:12px 8px;line-height:1.5}.credit-table th{font-size:11px}.credit-table th strong{font-size:17px;margin-top:5px}.credit-table td:first-child{width:40%}.credit-prose>.credit-rule{font-size:18px;padding:20px}.credit-prose>.credit-table-note{font-size:11px}.credit-calculator{padding:22px 18px;margin-right:5px;box-shadow:5px 5px 0 #dce3ff}.credit-calculator h2{font-size:29px}.credit-calculator-intro{font-size:15px}.credit-fields{grid-template-columns:1fr;gap:18px}.credit-field{font-size:14px}.credit-field input{font-size:20px;min-height:54px}.credit-submit{margin-top:22px}.credit-calc-results h2{font-size:25px}.credit-scenarios{grid-template-columns:1fr;gap:12px}.credit-result-card{padding:16px}.credit-result-card h3{font-size:18px}.credit-scenario-name{min-height:0;font-size:11px;margin-bottom:10px}.credit-result-rows{gap:7px}.credit-result-rows>div{grid-template-columns:minmax(0,1fr) auto;gap:8px;align-items:baseline}.credit-result-rows dt{font-size:11px}.credit-result-rows dd{font-size:14px}.credit-result-rows .credit-portfolio-row{padding-top:7px}.credit-portfolio-row dd{font-size:18px}.credit-result-horizon{font-size:12px;margin-bottom:15px}.credit-winner{padding:16px 17px;margin-top:15px}.credit-winner strong{font-size:22px}.credit-winner span{font-size:12px}.credit-followup{display:grid;gap:22px;padding-top:10px}.credit-max{font-size:19px}.credit-next{width:100%}.credit-teaser{width:88%;margin-top:22px;padding:22px 19px}.credit-teaser a{align-items:start;gap:14px}.credit-teaser strong{font-size:23px}.credit-teaser small{font-size:14px}.credit-teaser-arrow{font-size:29px}}
@media(max-width:359px){.credit-article h1{font-size:34px}.credit-table{font-size:10px}.credit-table th,.credit-table td{padding-inline:6px}.credit-calculator{padding:20px 14px}.credit-portfolio-row dd{font-size:16px}}

.credit-submit:disabled{opacity:.55;cursor:wait}